What To Do After An Accident

30 Nov What To Do After An Accident

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It is the moment no driver wants to experience but the likelihood is at some point, you will be involved in an auto accident.  While accidents can be stressful, knowing what to do after one can help alleviate some stress.

Safety First

Make sure everyone is alright afterwards.  If medical attention is needed, call 911.  If there are no injured parties and there is minimal damage, calling 911 is not necessary.  Move the vehicles to a safer location if their location is hazardous.

Exchange Information

You will need to exchange information with the other driver.  Knowing where your proof of insurance is located beforehand will help expedite things.  You will need to get the name, address, phone number, drivers license number, basic insurance information, and license plate number.  Try to be courteous while exchanging this information and do not discuss who is at fault.  If there are witnesses, it is helpful to obtain their name and phone number as well.

Pictures

Taking pictures of any property damage to your vehicle or the other driver’s will can help alleviate problems in the future.  A photo of the entire accident scene is also suggested.  Most cell phones have cameras that include a date stamp.  If your cell phone does not have a camera, consider having a disposable camera in your glove box to use in the case of an accident.  Documentation through pictures may expedite your insurance claim and if needed, assist you in court.

Notify Your Insurance Agent

Inform your insurance agent as soon as possible that you have been involved in an accident.  If there is an accident report and you have obtained a copy of it, forward that onto your agent.  Typically, you will need to get estimates for repairing the damage to your vehicle.  These can be submitted to your insurance agent.

 

Let Access Insurance Agencies take the guesswork out of your coverage, whether it be auto, home, life or business insurance. We value strong relationships with both our carriers and with our clients. Our 3 convenient locations are in Grand Rapids, Kentwood and Holland. Give us a call and find out why we say, “Handling your insurance is our privilege!”  Access Insurance Agencies is an independent insurance agency.

Kentwood

Access Agency 897 52nd St SE Kentwood, MI 49508 Phone (616)530-2800

Grand Rapids

Ringnalda Agency 4800 Broadmoor SE Kentwood, MI 49512. Phone (616)698-9390

Holland

Access Agency – Lakeshore 11595 E Lakewood BLVD Suite 30 Holland, MI 49424. Phone (616)796-0400

 

 

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